Explaining The Importance Of Savings Accounts

Hard Money Loans For Flipping Homes: 3 Ways To Get Approved Quickly

Make a profit out of flipping homes with the help of hard money loans. Hard money loans usually have loan terms of less than a year and typically charge interest rates between 12 to 18%. Unlike FHA insured loans, hard money loans are much easier to get, as you don't necessarily need good credit to be approved or a certain income. To help speed the loan application process along, apply these 3 tips. Read More 

Payday Loans: How To Use Them Responsibly

If your car engine needs some work and there is not enough money on hand to cover the repair costs, don't feel alone. Many other people find themselves in need of some quick cash before the next paycheck shows up. That is where the idea of a payday loan comes into play. This source of short-term funding has become so popular that the Community Financial Services Association of America estimates that 19 million households make use of this type of loan when and as needed. Read More 

Understanding The Right And Wrong Situations To Use A Payday Lender

Throughout your lifetime, it's inevitable that you will fall on a rough patch every once in a while. During these times when money is tight, payday loans can help you to buy essentials that you need when payday is too far away. However, many people make the mistake of using payday loans as normal sources of credit. Payday loans do not equal credit, and there are some items that you should not use your payday loan to fund: Read More 

Need A Payday Loan? How To Identify Illegitimate Payday Loan Companies

According to CNN, nearly 80% of Americans live paycheck to paycheck. This leaves people with almost no options if an emergency arises. When 1,000 people were surveyed, 50% only had enough of a savings to allow them to pay necessary bills for less than three months. Another 27% had absolutely no savings at all. If an emergency arises and you have no savings, you may need to take out a payday loan to make it to your next paycheck. Read More 

3 Realistic Tips For Paying Off Cash Loans

Living from paycheck to paycheck can be a real challenge, especially when you're hit with an unexpected bill or a sudden emergency. In those situations, a cash loan that requires no bank account or credit card can be a lifesaver. However, once you've paid off your bill or dealt with the emergency, you now have to figure out how to pay back the cash loan on your same meager budget. Trying to figure out how to repay an emergency short term loan can become a source of real stress. Read More